Why You Need Title Insurance
Title companies have been protecting the American dream of home ownership for more than 125 years. Real estate is an American’s largest asset and while the real estate market is going through an adjustment, the behind-the-scenes activity of title companies is more important than ever to ensure the remarkably quick and secure transfer of land, giving lenders and consumers confidence in their investment.
While that behind-the-scenes work may seem unimportant, the information gained from a thorough title search can be invaluable to a buyer or seller in a real estate transaction. There are many cases that demonstrate why it is very important to involve the title company in the early stages of a land transfer – as many as one in three title searches reveals a problem, according to the American Land Title Association (ALTA).
Boundary disputes, liens, assessments, undisclosed heirs, a mechanic’s lien, utility assessments, home improvement code violations...the list of possible problems is considerable. Southern Title looks for these problems and makes every effort to resolve them so you can move into your new home with peace of mind.
In Florida, you have the right to choose your title company if you are paying the title insurance premium (generally the seller in a transaction, or if you are refinancing, the buyer of the new mortgage). As the state’s largest independent tile agent in the state of Florida, Southern Title is committed to providing the best value to you, the consumer, and to making the transaction smooth, simple and seamless.
Technology plays a major role in the real estate transaction and over the past few years, Southern Title has invested in the resources necessary to speed up search time, improve the accuracy of closing and eventually to deliver a “paperless” closing. All documents related to the transaction can be viewed online using SureClose, the premier online transaction management system, allowing for greater communication, improved accuracy and peace of mind on closing day.
This "Guest Author" installment was contributed by:
Kathy Brogli, Southern Title
1052 Bloomingdale Avenue
Valrico, FL 33594
(Upstairs in Plaza Bella)
813-681-9772
www.stitle.com
Call them today for a quote on your next real estate purchase, sale or refinance.
While that behind-the-scenes work may seem unimportant, the information gained from a thorough title search can be invaluable to a buyer or seller in a real estate transaction. There are many cases that demonstrate why it is very important to involve the title company in the early stages of a land transfer – as many as one in three title searches reveals a problem, according to the American Land Title Association (ALTA).
Boundary disputes, liens, assessments, undisclosed heirs, a mechanic’s lien, utility assessments, home improvement code violations...the list of possible problems is considerable. Southern Title looks for these problems and makes every effort to resolve them so you can move into your new home with peace of mind.
In Florida, you have the right to choose your title company if you are paying the title insurance premium (generally the seller in a transaction, or if you are refinancing, the buyer of the new mortgage). As the state’s largest independent tile agent in the state of Florida, Southern Title is committed to providing the best value to you, the consumer, and to making the transaction smooth, simple and seamless.
Technology plays a major role in the real estate transaction and over the past few years, Southern Title has invested in the resources necessary to speed up search time, improve the accuracy of closing and eventually to deliver a “paperless” closing. All documents related to the transaction can be viewed online using SureClose, the premier online transaction management system, allowing for greater communication, improved accuracy and peace of mind on closing day.
This "Guest Author" installment was contributed by:
Kathy Brogli, Southern Title
1052 Bloomingdale Avenue
Valrico, FL 33594
(Upstairs in Plaza Bella)
813-681-9772
www.stitle.com
Call them today for a quote on your next real estate purchase, sale or refinance.
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